FINANCIAL OVERVIEW

Provides users with a single, centralised view of the financial accounts they have access to – including accounts held with other financial institutions. This includes transaction accounts, savings accounts, credit cards, personal loans, and home loans. This also includes investment accounts, crypto accounts, superannuation accounts, and other approved CDR financial institution account types in a summary view on your dashboard.

BILL-TRACKING

Automatically tracks recurring payments and bills like rent, health insurance, Netflix subscriptions, and electricity bills. It provides users with notifications and a single view of upcoming expenses, so you're not taken by surprise.

BUDGETING

A flexible, intuitive budgeting tool that helps users track their expenses by category or bucket. Easy to use and adjustable to the customers’ pay cycle. We also have individualised tags to further define and track expenses at the users' convenience to break-down spending habits and help build better budgeting goals.

GOALS

Allows users to set their financial goals, link them with a bank account and track their progress. They can then set goals under different categories and track to monthly or self-defined periods of time, like reducing their food delivery or ride-hailing spending. We will send helpful nudges on goal progress to keep you on track.

INSIGHTS

Over 70 pre-packaged smart insights – including spend behaviour, next best actions, and budget alerts - to help our users improve their financial wellbeing. We’re continually developing additional insights you’ll have access to.

3 MONTH AVERAGE

Users can select any category from their budget and view their three-month average spend, this provides a quick insight into spending habits and promotes setting budget goals.

RECENT TRANSACTIONS

View, search, and filter on your most recent transactions using this widget. Add information to your transactions to train our AI engine to improve your insights and tracking against budget categories. You can update the Merchant Name, Bucket, and Category, and add personalised Tags to your transactions, these actions will build a clear picture of your spending habits.

MY BUDGET

We've made it easy to view and create budgets against all categories in the App. Budgets help by setting limits on your spending to stay on track with your overall financial goals.

UPCOMING BILLS

A snapshot view of your total bills due in the period and list of bills by Merchant Name, total expense, date due, and period cycle. You can manage your bills by selecting view all and updating the bills we have automatically detected.

PAYDAY

We count down until your next payday to help you stay on track, you can edit your payday cycle through this widget from Weekly, Fortnightly, Monthly, Every 4 weeks or other.

MY PORTFOLIO

A new feature to calculate your net worth - we use your linked bank and other accounts to determine your financial position broken down into Assets and Liabilities. We are working on a new feature that provides users the ability to add 'Manual' accounts for those account types we cannot yet link to, this will help build a complete financial picture in the one platform for you to manage your overall financial health.

This insight also provides a snap-shot of monthly average income and monthly average spend, users can then delve into How you Spend to investigate the areas that need attention.

A Beta release feature right now is the Create Financial Passport, which provides users with a pdf downloadable version of the insights we've tracked over the past twelve months. This is particularly useful for lending purposes and keeping a permanent record of your budget.

Average income and expenses are displayed as a quick view to represent your average monthly income v spending to highlight any areas of improvement.

CASHFLOW

The Cashflow feature replaces the How You Spend graph to help you seeing where your money is going. Once you have the Cashflow feature, the How You Spend feature has decommissioned.

Do you have any feedback on our features?

Please raise a support ticket and we’ll put it in our backlog.