How to enable non-individual and business accounts in CDR?

The instructions on how to link non-individual accounts using CDR for the following data holders (See the table below)

Data holders must provide their non-individual and partnership customers with a service that allows the customer to:

nominate representatives
revoke those nominations

The data holder can provide this service as an online service or an offline service.

Banks	Instructions
CommBank	CommBank offers an online service to nominate a representative of non-individual accounts. In the CBA mobile app, go to Profile > Data Sharing. Scroll down to “Business customers” and click on it Select the business account and click on “Manage” Select a delegate to share data with accredited data recipients
Westpac	Westpac enables customers to nominate a representative of non-individual accounts online. In the Westpac mobile app, go to Profile > Settings > Data Sharing Select “Secondary user data sharing preference” > Select the non-individual account Toggle on the person who can share data from this account with accredited data recipients Toggle off to unselect the person
ANZ	View detailed step-by-step instructions here to nominate a representative of non-individual accounts. Business accounts that are eligible to share using CDR: Farm management accounts Pensioner deeming accounts Retirement savings accounts Trust accounts An account with a line of credit, overdraft or deemed rate Business credit card accounts For more information, visit https://www.anz.com.au/privacy/centre/open-banking-data-sharing/
NAB	Any existing and new nominated authorised users appointed by your business owners will be able to provide consent to share the data in relation to the accounts for which they are authorised. Please note that an authorised user can only see and manage consents created by them. Therefore, if one of your authorised users creates a consent, you will not be able to see this in your internet banking. Important: If an authorised user leaves your organisation, it’s your responsibility to direct us to withdraw the nomination of the user. For more information, visit https://www.nab.com.au/customer-notices/open-banking
Macquarie Bank	Individual account holders (i.e. persons and not non-individuals) can share their CDR data via the consent flow with these accounts appearing automatically. For non-individuals (i.e. companies), they must first nominate a nominated representative. See here for more details: https://www.macquarie.com.au/help/personal/account-info-and-profile/view-manage-or-update-details/open-banking-and-consumer-data-right.html You can also find our list of supported products at this link. If you need more information, contact Macquarie Bank help centre.
BOQ	See the “How do I add and remove a Nominated Representative for data sharing on behalf of my organisation?” section in the website For more information, visit https://www.boq.com.au/personal/banking/openbanking
AMP Bank	See the “How can I share data on accounts held in the name of a company, corporate trust, partnership or other organisation?” section in the website For more information, visit https://www.amp.com.au/banking/open-banking
St.George	Organisations must complete the form as required by St.George to nominate or remove an Nominated Representative. Each Nominated Representative must have their own individual credentials to access Internet Banking. This document provides a list of all St.George accounts eligible for data sharing through Open Banking. For more information, visit https://www.stgeorge.com.au/online-services/open-banking
Bankwest	You can choose another person as a data sharing delegate for eligible individual, sole trader and joint accounts. They must have an authority to transact on your account, be over 18 and registered for online banking. Your data sharing delegate will then be able to set up data sharing with accredited data recipients without further approval. For joint accounts enabled for sharing, any account holder can set up another person as a data sharing delegate without the approval of other account holders. The data sharing delegate can share data for the joint account without further approval from the other account holders. We’ll let all account holders know when this happens. Any account holder will also be able to stop sharing data from the joint account at any time. Any account holder can remove a data sharing delegate from sharing at any time. To remove a data sharing delegate, go to ‘Manage data sharing’ in the Bankwest App or online banking and selecting ‘Data sharing delegates’.
Bank Australia	Non-personal accounts: the signatories can appoint nominated representatives to share Open Banking data with Accredited Data Recipients on behalf of the organisation by completing the Open Banking data sharing authority for non-personal accounts. Please return the completed form to Bank Australia for activation. For more information, visit https://www.bankaust.com.au/support/open-banking#Who-can-share-and-what-accounts-are-available
ME Bank	To be nominated, the individual must also an authorised representative on the account and have internet banking access to the business accounts. A nominated representative can be authorised for data sharing as part of the account opening process which can be found on our website when adding signatories or by submitting a change of details form. You can request this from us by calling 1300 658 108 Monday to Friday 9am–5pm (AEST/AEDT) or email [email protected]. For more information, visit https://www.mebank.com.au/home/banking-on-the-go/open-banking-me/